Ameriprise Financial IncAmeriprise Financial Inc
Ameriprise Financial Inc

Ameriprise Financial Inc

AMP
Financials·Capital Markets

Ameriprise Financial, Inc. is a holding company, which engages in providing financial planning, asset management, and insurance services to individuals, businesses, and institutions. It operates through the following business segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment consists of financial planning and advice, as well as full-service brokerage services for retail clients through financial advisors. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through Columbia Threadneedle. The Retirement & Protection Solutions segment refers to RiverSource solutions, which includes clients annuities, life insurance, and disability income insurance products. The Corporate & Other segment handles closed blocks of business and net investment income or loss on corporate level assets, including excess capital held in subsidiaries. The company was founded by John Tappan in 1894 and is headquartered in Minneapolis, MN.

Minnesota; U.S.A
Market cap
No dataNo data
Revenue
$18.9B+5.5% YoY
Net income
$3.6B+4.8% YoY
Free cash flow
$8.2B+27.1% YoY

Market

Listed stock
AMPPriceNYSE
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Financial performance

Revenue
$18.9B+5.5% YoY
Operating income
$12.2B+13.5% YoY
Net income
$3.6B+4.8% YoY
Free cash flow
$8.2B+27.1% YoY

Revenue, profit & cash trend

Revenue
Operating income
Net income
Free cash flow
Reference
Revenue: 2021 $13.4B, 2022 $14.3B, 2023 $16.1B, 2024 $17.9B, 2025 $18.9B. Operating income: 2021 $8.5B, 2022 $8B, 2023 $8.8B, 2024 $10.8B, 2025 $12.2B. Net income: 2021 $2.8B, 2022 $2.6B, 2023 $2.6B, 2024 $3.4B, 2025 $3.6B. Free cash flow: 2021 $3.2B, 2022 $4.2B, 2023 $4.5B, 2024 $6.4B, 2025 $8.2B. Reference line: Reference at $0.

Growth & profitability

Revenue growth
5.5%−587 bps YoY
Gross margin
No dataNo data
Operating margin
No dataNo data
FCF margin
No dataNo data

Earnings power over time

Operating income
Net income
Free cash flow
Operating income: 2021-12-31 $8.5B, 2022-12-31 $8B, 2023-12-31 $8.8B, 2024-12-31 $10.8B, 2025-12-31 $12.2B. Net income: 2021-12-31 $2.8B, 2022-12-31 $2.6B, 2023-12-31 $2.6B, 2024-12-31 $3.4B, 2025-12-31 $3.6B. Free cash flow: 2021-12-31 $3.2B, 2022-12-31 $4.2B, 2023-12-31 $4.5B, 2024-12-31 $6.4B, 2025-12-31 $8.2B

Growth heatmap

2022202320242025CAGR
Revenue
+6.7%
+12.2%
+11.4%
+5.5%
+8.9%
Gross profit
+0.7%
+14.5%
+13.9%
+8.7%
+9.3%
Operating income
-5.9%
+9.7%
+22.4%
+13.5%
+9.4%
Free cash flow
+31.8%
+6.5%
+42.6%
+27.1%
+26.3%

Earnings quality

Operating cash flow
$8.3B+26.2% YoY
Net income
$3.6B+4.8% YoY
Free cash flow
$8.2B+27.1% YoY
Diluted EPS
No dataNo data

Cash conversion quality

Operating cash flow
Free cash flow
Net income = 100%
Operating cash flow: 2025-12-31 234%, 2024-12-31 194%, 2023-12-31 183%, 2022-12-31 172%, 2021-12-31 120%. Free cash flow: 2025-12-31 229%, 2024-12-31 189%, 2023-12-31 176%, 2022-12-31 165%, 2021-12-31 116%. Reference line: Net income = 100% at 100%.

Per-share economics

Diluted EPS
Latest
No data
FCF / share
Latest
No data
Diluted shares
Latest
No data

Financial flexibility

Cash & equivalents
No dataNo data
Total debt
No dataNo data
Net debt
No dataNo data
Current ratio
No dataNo data

Cash Coverage of Debt

Cash / Total debt
No data

Returns

Return on equity
No dataNo data
Return on assets
No dataNo data
Return on invested capital
No dataNo data
Asset turnover
No dataNo data

Return on capital

No data

Valuation

Price to earnings
No dataNo data
Price to sales
No dataNo data
EV / EBITDA
No dataNo data
Free cash flow yield
No dataNo data

Valuation vs its own 5Y history

Metric
Own five-year range
Current
Own 5Y median
Position in own range
Price to earnings
No data
No data
No data
No data
Price to sales
No data
No data
No data
No data
EV / EBITDA
No data
No data
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No data
Free cash flow yield
No data
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No data
No data