Euronet Worldwide IncEuronet Worldwide Inc
Euronet Worldwide Inc

Euronet Worldwide Inc

EEFT
Information Technology·Software

Euronet Worldwide, Inc. engages in the provision of electronic payment and transaction processing and distribution solutions. Its products and services include automated teller machine (ATM), point-of-sale (POS), card outsourcing, card issuing and merchant acquiring services, software solutions and cloud based payment solutions, electronic distribution of electronic payment products, foreign exchange services, and international payment services. It operates through the following segments: Electronic Fund Transfer (EFT) Processing, Epay, Money Transfer, and Corporate Services, Eliminations, and Other. The EFT Processing provides electronic payment solutions consisting of ATM cash withdrawal and deposit services, ATM network participation, outsourced ATM and POS management solutions, credit and debit card outsourcing, and card issuing and merchant acquiring services. The Epay segment offers prepaid mobile airtime and other electronic content and payment processing services for various prepaid products, cards, and services throughout its worldwide distribution network. The Money Transfer segment refers to money transfer services, primarily under the brand names Ria, AFEX Money Express, and IME, and global account-to-account money transfer services under the brand names HiFX and xe. The Corporate Services, Eliminations, and Other segment provides corporate and other administrative services to the operating segments, including most share-based compensation expense. The company was founded by Daniel R. Henry and Michael J. Brown in 1994 and is headquartered in Leawood, KS.

Kansas; U.S.A
Market cap
No dataNo data
Revenue
$4.2B+6.4% YoY
Net income
$309.5M+1.1% YoY
Free cash flow
$434.3M−29.5% YoY

Market

Listed stock
EEFTPriceNasdaq
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Financial performance

Revenue
$4.2B+6.4% YoY
Operating income
$529.8M+5.3% YoY
Net income
$309.5M+1.1% YoY
Free cash flow
$434.3M−29.5% YoY

Revenue, profit & cash trend

Revenue
Operating income
Net income
Free cash flow
Reference
Revenue: 2021 $3B, 2022 $3.4B, 2023 $3.7B, 2024 $4B, 2025 $4.2B. Operating income: 2021 $184M, 2022 $385.3M, 2023 $432.6M, 2024 $503.2M, 2025 $529.8M. Net income: 2021 $70.7M, 2022 $231M, 2023 $279.7M, 2024 $306M, 2025 $309.5M. Free cash flow: 2021 $314.4M, 2022 $644M, 2023 $548.7M, 2024 $615.6M, 2025 $434.3M. Reference line: Reference at $0.

Growth & profitability

Revenue growth
6.4%−181 bps YoY
Gross margin
No dataNo data
Operating margin
No dataNo data
FCF margin
No dataNo data

Earnings power over time

Operating income
Net income
Free cash flow
Operating income: 2021-12-31 $184M, 2022-12-31 $385.3M, 2023-12-31 $432.6M, 2024-12-31 $503.2M, 2025-12-31 $529.8M. Net income: 2021-12-31 $70.7M, 2022-12-31 $231M, 2023-12-31 $279.7M, 2024-12-31 $306M, 2025-12-31 $309.5M. Free cash flow: 2021-12-31 $314.4M, 2022-12-31 $644M, 2023-12-31 $548.7M, 2024-12-31 $615.6M, 2025-12-31 $434.3M

Growth heatmap

2022202320242025CAGR
Revenue
+12.1%
+9.8%
+8.2%
+6.4%
+9.1%
Gross profit
+12.1%
+9.8%
+8.2%
+6.4%
+9.1%
Operating income
+109.4%
+12.3%
+16.3%
+5.3%
+30.3%
Free cash flow
+104.9%
-14.8%
+12.2%
-29.5%
+8.4%

Earnings quality

Operating cash flow
$559.8M−23.6% YoY
Net income
$309.5M+1.1% YoY
Free cash flow
$434.3M−29.5% YoY
Diluted EPS
No dataNo data

Cash conversion quality

Operating cash flow
Free cash flow
Net income = 100%
Operating cash flow: 2025-12-31 181%, 2024-12-31 239%, 2023-12-31 230%, 2022-12-31 324%, 2021-12-31 575%. Free cash flow: 2025-12-31 140%, 2024-12-31 201%, 2023-12-31 196%, 2022-12-31 279%, 2021-12-31 444%. Reference line: Net income = 100% at 100%.

Per-share economics

Diluted EPS
Latest
No data
FCF / share
Latest
No data
Diluted shares
Latest
No data

Financial flexibility

Cash & equivalents
No dataNo data
Total debt
No dataNo data
Net debt
No dataNo data
Current ratio
No dataNo data

Cash Coverage of Debt

Cash / Total debt
No data

Returns

Return on equity
No dataNo data
Return on assets
No dataNo data
Return on invested capital
No dataNo data
Asset turnover
No dataNo data

Return on capital

No data

Valuation

Price to earnings
No dataNo data
Price to sales
No dataNo data
EV / EBITDA
No dataNo data
Free cash flow yield
No dataNo data

Valuation vs its own 5Y history

Metric
Own five-year range
Current
Own 5Y median
Position in own range
Price to earnings
No data
No data
No data
No data
Price to sales
No data
No data
No data
No data
EV / EBITDA
No data
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No data
Free cash flow yield
No data
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