Investors Title CoInvestors Title Co
Investors Title Co

Investors Title Co

ITIC
Financials·Insurance

Investors Title Co. is a holding company, which engages in the issuance of residential and commercial title insurance. The firm provides tax-deferred real property exchange services and investment management and trust services to individuals, trusts and other entities through its subsidiaries. It operates through the following segments: Title Insurance and Exchange Services. The Title Insurance segment focuses on issuing title insurance policies through approved attorneys from underwriting offices and through independent issuing agents. The Exchange Services segment acts as an intermediary in tax-deferred exchanges of property held for productive use in a trade or business or for investments and serves as exchange accommodation titleholder, holding property for exchangers in reverse exchange transactions. The company was founded by James Allen Fine in 1972 and is headquartered in Chapel Hill, NC.

North Carolina; U.S.A
Market cap
No dataNo data
Revenue
$272.8M+5.6% YoY
Net income
$35.2M+13.2% YoY
Free cash flow
$25.4M+13.2% YoY

Market

Listed stock
ITICPriceNasdaq
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Financial performance

Revenue
$272.8M+5.6% YoY
Operating income
$2.2M+360.1% YoY
Net income
$35.2M+13.2% YoY
Free cash flow
$25.4M+13.2% YoY

Revenue, profit & cash trend

Revenue
Operating income
Net income
Free cash flow
Reference
Revenue: 2021 $329.5M, 2022 $283.4M, 2023 $224.8M, 2024 $258.3M, 2025 $272.8M. Operating income: 2021 $79.2M, 2022 $25.9M, 2023 $21.5M, 2024 $484K, 2025 $2.2M. Net income: 2021 $67M, 2022 $23.9M, 2023 $21.7M, 2024 $31.1M, 2025 $35.2M. Free cash flow: 2021 $45.4M, 2022 $30.5M, 2023 $-1.8M, 2024 $22.4M, 2025 $25.4M. Reference line: Reference at $0.

Growth & profitability

Revenue growth
5.6%−933 bps YoY
Gross margin
No dataNo data
Operating margin
No dataNo data
FCF margin
No dataNo data

Earnings power over time

Operating income
Net income
Free cash flow
Operating income: 2021-12-31 $79.2M, 2022-12-31 $25.9M, 2023-12-31 $21.5M, 2024-12-31 $484K, 2025-12-31 $2.2M. Net income: 2021-12-31 $67M, 2022-12-31 $23.9M, 2023-12-31 $21.7M, 2024-12-31 $31.1M, 2025-12-31 $35.2M. Free cash flow: 2021-12-31 $45.4M, 2022-12-31 $30.5M, 2023-12-31 $-1.8M, 2024-12-31 $22.4M, 2025-12-31 $25.4M

Growth heatmap

2022202320242025CAGR
Revenue
-14.0%
-20.7%
+14.9%
+5.6%
-4.6%
Gross profit
-13.8%
-21.2%
+15.4%
+5.7%
-4.6%
Operating income
-67.4%
-17.0%
-97.7%
+360.1%
-59.1%
Free cash flow
-32.8%
-105.8%
+1373.7%
+13.2%
-13.5%

Earnings quality

Operating cash flow
$30.9M+3.7% YoY
Net income
$35.2M+13.2% YoY
Free cash flow
$25.4M+13.2% YoY
Diluted EPS
No dataNo data

Cash conversion quality

Operating cash flow
Free cash flow
Net income = 100%
Operating cash flow: 2025-12-31 88%, 2024-12-31 96%, 2023-12-31 34%, 2022-12-31 151%, 2021-12-31 77%. Free cash flow: 2025-12-31 72%, 2024-12-31 72%, 2023-12-31 -8%, 2022-12-31 128%, 2021-12-31 68%. Reference line: Net income = 100% at 100%.

Per-share economics

Diluted EPS
Latest
No data
FCF / share
Latest
No data
Diluted shares
Latest
No data

Financial flexibility

Cash & equivalents
No dataNo data
Total debt
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Net debt
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Current ratio
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Cash Coverage of Debt

Cash / Total debt
No data

Returns

Return on equity
No dataNo data
Return on assets
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Return on invested capital
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Asset turnover
No dataNo data

Return on capital

No data

Valuation

Price to earnings
No dataNo data
Price to sales
No dataNo data
EV / EBITDA
No dataNo data
Free cash flow yield
No dataNo data

Valuation vs its own 5Y history

Metric
Own five-year range
Current
Own 5Y median
Position in own range
Price to earnings
No data
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Price to sales
No data
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EV / EBITDA
No data
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Free cash flow yield
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