Mitsubishi Ufj Financial Group IncMitsubishi Ufj Financial Group Inc
Mitsubishi Ufj Financial Group Inc

Mitsubishi Ufj Financial Group Inc

MUFG
Financials·Banks

Mitsubishi UFJ Financial Group, Inc. operates as a holding company, which provides financial services through its subsidiaries. It operates through the following segments: Retail & Digital Business Division, Corporate & Wealth Management Business Division, Corporate Banking Business Division, Global Commercial Banking Business Division, Asset Management Business Division, Global CIB Business Division, Markets Business Division and Others. The Retail & Digital Business segment manages Individual customers (excluding wealth management) through real, remote, and digital channels. Provision of financial services to corporations. The Corporate and Wealth Management Division segment Providing financial services to corporate and wealth management clients. The Corporate Banking Division segment Providing financial services to major Japanese companies in Japan and overseas. The Global Commercial Banking Division segment Providing financial services to individuals and small and medium-sized enterprises through overseas investment partners such as commercial banks. The Trusted Assets Division segment Providing asset management, asset administration, and pension services to domestic and international investors, asset management companies, and operating companies. The Global CIB Business Unit segment Providing financial services to non-Japanese large corporations. The Market Business Division segment Providing foreign exchange, financial, and securities services to clients, market trading, and liquidity and cash flow management services. The Others segment management duties and other tasks not belonging to the above business divisions. The company was founded on April 2, 2001 and is headquartered in Tokyo, Japan.

Market cap
$266.8BNo data
Revenue
$74.8B+3.6% YoY
Net income
$10.9B+29.1% YoY
Free cash flow
$-23.1B−486.8% YoY

Market

Listed stock
MUFGPriceNYSE
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Financial performance

Revenue
$74.8B+3.6% YoY
Operating income
$14.9B+42.9% YoY
Net income
$10.9B+29.1% YoY
Free cash flow
$-23.1B−486.8% YoY

Revenue, profit & cash trend

Revenue
Operating income
Net income
Free cash flow
Reference
Revenue: 2022 $32.2B, 2023 $47.5B, 2024 $65.9B, 2025 $72.3B, 2026 $74.8B. Operating income: 2022 $10.1B, 2023 $11.9B, 2024 $12.2B, 2025 $10.4B, 2026 $14.9B. Net income: 2022 $-684.4M, 2023 $4.5B, 2024 $8.8B, 2025 $8.4B, 2026 $10.9B. Free cash flow: 2022 $6.6B, 2023 $15B, 2024 $-10.6B, 2025 $6B, 2026 $-23.1B. Reference line: Reference at $0.

Growth & profitability

Revenue growth
3.6%−611 bps YoY
Gross margin
No dataNo data
Operating margin
No dataNo data
FCF margin
No dataNo data

Earnings power over time

Operating income
Net income
Free cash flow
Operating income: 2022-03-31 $10.1B, 2023-03-31 $11.9B, 2024-03-31 $12.2B, 2025-03-31 $10.4B, 2026-03-31 $14.9B. Net income: 2022-03-31 $-684.4M, 2023-03-31 $4.5B, 2024-03-31 $8.8B, 2025-03-31 $8.4B, 2026-03-31 $10.9B. Free cash flow: 2022-03-31 $6.6B, 2023-03-31 $15B, 2024-03-31 $-10.6B, 2025-03-31 $6B, 2026-03-31 $-23.1B

Growth heatmap

2023202420252026CAGR
Revenue
+47.3%
+38.7%
+9.7%
+3.6%
+23.4%
Gross profit
+58.3%
+35.6%
+11.1%
+2.8%
+25.1%
Operating income
+17.4%
+2.4%
-14.2%
+42.9%
+10.2%
Free cash flow
+126.3%
-170.7%
+156.5%
-486.8%
No data

Earnings quality

Operating cash flow
$-21.2B−409.4% YoY
Net income
$10.9B+29.1% YoY
Free cash flow
$-23.1B−486.8% YoY
Diluted EPS
No dataNo data

Cash conversion quality

Operating cash flow
Free cash flow
Net income = 100%
Operating cash flow: 2026-03-31 -195%, 2025-03-31 81%, 2024-03-31 -112%, 2023-03-31 351%, 2022-03-31 -1091%. Free cash flow: 2026-03-31 -212%, 2025-03-31 71%, 2024-03-31 -121%, 2023-03-31 332%, 2022-03-31 -968%. Reference line: Net income = 100% at 100%.

Per-share economics

Diluted EPS
Latest
No data
FCF / share
Latest
No data
Diluted shares
Latest
No data

Financial flexibility

Cash & equivalents
No dataNo data
Total debt
No dataNo data
Net debt
No dataNo data
Current ratio
No dataNo data

Cash Coverage of Debt

Cash / Total debt
No data

Returns

Return on equity
No dataNo data
Return on assets
No dataNo data
Return on invested capital
No dataNo data
Asset turnover
No dataNo data

Return on capital

No data

Valuation

Price to earnings
No dataNo data
Price to sales
No dataNo data
EV / EBITDA
No dataNo data
Free cash flow yield
No dataNo data

Valuation vs its own 5Y history

Metric
Own five-year range
Current
Own 5Y median
Position in own range
Price to earnings
No data
No data
No data
No data
Price to sales
No data
No data
No data
No data
EV / EBITDA
No data
No data
No data
No data
Free cash flow yield
No data
No data
No data
No data