Stewart Information Services CorpStewart Information Services Corp
Stewart Information Services Corp

Stewart Information Services Corp

STC
Financials·Insurance

Stewart Information Services Corp. is a real estate services company, which engages in the provision of title insurance and settlement-related services. It operates through the following segments: Title Insurance and Related Services, and Ancillary Services and Corporate. The Title Insurance and Related Services segment consists of searching, examining, closing, and insuring the condition of the title to real property. The Ancillary Services and Corporate segment includes its parent holding company, centralized administrative services departments, and ancillary service operations. The company was founded in 1893 and is headquartered in Houston, TX.

Texas; U.S.A
Market cap
No dataNo data
Revenue
$2.9B+17.3% YoY
Net income
$115.5M+57.6% YoY
Free cash flow
$132.3M+39.0% YoY

Market

Listed stock
STCPriceNYSE
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Financial performance

Revenue
$2.9B+17.3% YoY
Operating income
$954.5M+16.6% YoY
Net income
$115.5M+57.6% YoY
Free cash flow
$132.3M+39.0% YoY

Revenue, profit & cash trend

Revenue
Operating income
Net income
Free cash flow
Reference
Revenue: 2021 $3.3B, 2022 $3.1B, 2023 $2.3B, 2024 $2.5B, 2025 $2.9B. Operating income: 2021 $1.1B, 2022 $993.6M, 2023 $733.9M, 2024 $818.6M, 2025 $954.5M. Net income: 2021 $323.2M, 2022 $162.3M, 2023 $30.4M, 2024 $73.3M, 2025 $115.5M. Free cash flow: 2021 $350.5M, 2022 $143.9M, 2023 $45.3M, 2024 $95.1M, 2025 $132.3M. Reference line: Reference at $0.

Growth & profitability

Revenue growth
17.3%+699 bps YoY
Gross margin
No dataNo data
Operating margin
No dataNo data
FCF margin
No dataNo data

Earnings power over time

Operating income
Net income
Free cash flow
Operating income: 2021-12-31 $1.1B, 2022-12-31 $993.6M, 2023-12-31 $733.9M, 2024-12-31 $818.6M, 2025-12-31 $954.5M. Net income: 2021-12-31 $323.2M, 2022-12-31 $162.3M, 2023-12-31 $30.4M, 2024-12-31 $73.3M, 2025-12-31 $115.5M. Free cash flow: 2021-12-31 $350.5M, 2022-12-31 $143.9M, 2023-12-31 $45.3M, 2024-12-31 $95.1M, 2025-12-31 $132.3M

Growth heatmap

2022202320242025CAGR
Revenue
-7.2%
-26.5%
+10.3%
+17.3%
-3.0%
Gross profit
-6.7%
-26.6%
+10.7%
+17.8%
-2.8%
Operating income
-13.3%
-26.1%
+11.5%
+16.6%
-4.5%
Free cash flow
-58.9%
-68.6%
+110.3%
+39.0%
-21.6%

Earnings quality

Operating cash flow
$205.7M+51.7% YoY
Net income
$115.5M+57.6% YoY
Free cash flow
$132.3M+39.0% YoY
Diluted EPS
No dataNo data

Cash conversion quality

Operating cash flow
Free cash flow
Net income = 100%
Operating cash flow: 2025-12-31 178%, 2024-12-31 185%, 2023-12-31 273%, 2022-12-31 118%, 2021-12-31 121%. Free cash flow: 2025-12-31 114%, 2024-12-31 130%, 2023-12-31 149%, 2022-12-31 89%, 2021-12-31 108%. Reference line: Net income = 100% at 100%.

Per-share economics

Diluted EPS
Latest
No data
FCF / share
Latest
No data
Diluted shares
Latest
No data

Financial flexibility

Cash & equivalents
No dataNo data
Total debt
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Net debt
No dataNo data
Current ratio
No dataNo data

Cash Coverage of Debt

Cash / Total debt
No data

Returns

Return on equity
No dataNo data
Return on assets
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Return on invested capital
No dataNo data
Asset turnover
No dataNo data

Return on capital

No data

Valuation

Price to earnings
No dataNo data
Price to sales
No dataNo data
EV / EBITDA
No dataNo data
Free cash flow yield
No dataNo data

Valuation vs its own 5Y history

Metric
Own five-year range
Current
Own 5Y median
Position in own range
Price to earnings
No data
No data
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Price to sales
No data
No data
No data
No data
EV / EBITDA
No data
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Free cash flow yield
No data
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