First Financial CorpFirst Financial Corp
First Financial Corp

First Financial Corp

THFF
Financials·Banks

First Financial Corp. is a holding company, which engages in providing financial services. It offers commercial, mortgage and consumer lending, lease financing, trust account services, depositor services, and insurance services. The company was founded on October 28, 1982 and is headquartered in Terre Haute, IN.

Indiana; U.S.A
Market cap
No dataNo data
Revenue
$261.8MNo data
Net income
$79.2MNo data
Free cash flow
$86.4MNo data

Market

Listed stock
THFFPriceNasdaq
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Financial performance

Revenue
$261.8MNo data
Operating income
$152.4MNo data
Net income
$79.2MNo data
Free cash flow
$86.4MNo data

Revenue, profit & cash trend

Revenue
Operating income
Net income
Free cash flow
Reference
Revenue: 2021 $185.5M, 2022 $211.8M, 2023 $210M, 2024 $217.8M, 2025 $261.8M. Operating income: 2021 $165.9M, 2022 $188.5M, 2023 $131.5M, 2024 $97.6M, 2025 $152.4M. Net income: 2021 $53M, 2022 $71.1M, 2023 $60.7M, 2024 $47.3M, 2025 $79.2M. Free cash flow: 2021 $51.2M, 2022 $77.4M, 2023 $79.5M, 2024 $54.3M, 2025 $86.4M. Reference line: Reference at $0.

Growth & profitability

Revenue growth
No dataNo data
Gross margin
No dataNo data
Operating margin
No dataNo data
FCF margin
No dataNo data

Earnings power over time

Operating income
Net income
Free cash flow
Operating income: 2021-12-31 $165.9M, 2022-12-31 $188.5M, 2023-12-31 $131.5M, 2024-12-31 $97.6M, 2025-12-31 $152.4M. Net income: 2021-12-31 $53M, 2022-12-31 $71.1M, 2023-12-31 $60.7M, 2024-12-31 $47.3M, 2025-12-31 $79.2M. Free cash flow: 2021-12-31 $51.2M, 2022-12-31 $77.4M, 2023-12-31 $79.5M, 2024-12-31 $54.3M, 2025-12-31 $86.4M

Growth heatmap

2022202320242025CAGR
Revenue
+14.2%
-0.8%
+3.7%
+20.2%
+9.0%
Gross profit
+14.2%
-4.3%
-0.5%
+25.8%
+8.1%
Operating income
+13.6%
-30.2%
-25.8%
+56.1%
-2.1%
Free cash flow
+51.0%
+2.8%
-31.8%
+59.3%
+14.0%

Earnings quality

Operating cash flow
$90.4MNo data
Net income
$79.2MNo data
Free cash flow
$86.4MNo data
Diluted EPS
No dataNo data

Cash conversion quality

Operating cash flow
Free cash flow
Net income = 100%
Operating cash flow: 2025-12-31 114%, 2024-12-31 128%, 2023-12-31 142%, 2022-12-31 111%, 2021-12-31 104%. Free cash flow: 2025-12-31 109%, 2024-12-31 115%, 2023-12-31 131%, 2022-12-31 109%, 2021-12-31 97%. Reference line: Net income = 100% at 100%.

Per-share economics

Diluted EPS
Latest
No data
FCF / share
Latest
No data
Diluted shares
Latest
No data

Financial flexibility

Cash & equivalents
No dataNo data
Total debt
No dataNo data
Net debt
No dataNo data
Current ratio
No dataNo data

Cash Coverage of Debt

Cash / Total debt
No data

Returns

Return on equity
No dataNo data
Return on assets
No dataNo data
Return on invested capital
No dataNo data
Asset turnover
No dataNo data

Return on capital

No data

Valuation

Price to earnings
No dataNo data
Price to sales
No dataNo data
EV / EBITDA
No dataNo data
Free cash flow yield
No dataNo data

Valuation vs its own 5Y history

Metric
Own five-year range
Current
Own 5Y median
Position in own range
Price to earnings
No data
No data
No data
No data
Price to sales
No data
No data
No data
No data
EV / EBITDA
No data
No data
No data
No data
Free cash flow yield
No data
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No data