Flashpoint Doubles Down on Crypto Payments

INXY Payments, a Warsaw-based platform that helps businesses accept and send crypto, raised $4 million in an extended seed round announced February 6, 2026. The investment brings total funding to $7 million, following a $3 million seed from the same lead investor last year.

The company operates as an EU-authorized bridge between traditional finance and digital assets. Businesses can accept, send, and exchange crypto while staying compliant with regulations. INXY supports transactions in 193 countries and offers auto-conversion to fiat or stablecoins, mass payouts, and built-in KYB, KYC, and KYT checks. Founded in 2022, the company has offices in Cyprus and Poland and plans to expand into Switzerland.

The timing tracks with broader market shifts. Stablecoin volumes exceeded $33 trillion in 2026, and demand for related infrastructure jumped fivefold compared to the previous year. Active usage rose 146 percent. INXY says it processes over $2 billion annually—500 percent growth year-over-year—and serves more than 100 clients including advertising networks, freelance platforms, gaming studios, and SaaS providers.

| Detail | Information | |--------|-------------| | Project | INXY Payments | | Sector / Category | Crypto Payments Infrastructure | | Funding Round | Extended Seed | | Amount Raised | $4 million (this round); $7 million total | | Valuation | Undisclosed | | Lead Investor(s) | Flashpoint VC | | Notable Participants | Not specified beyond lead; prior round included angel investors | | Disclosure Gaps | No details on other participants or post-money valuation |

The funding will go toward product expansion, additional regulatory licenses, and international growth. CEO Ruslan Zholik said clients now treat stablecoins as essential rather than experimental. "Global businesses no longer consider stablecoins as an experiment – they perceive them as a tool for growth," he said.

Flashpoint VC led both the 2025 and 2026 rounds. Associate Partner Alexey Sidorov pointed to stablecoins surpassing $6 trillion in annual transactions. "We believe INXY is building critical infrastructure for this shift, enabling businesses to move value globally with the speed of stablecoins and the compliance standards of traditional finance," he said. This marks Flashpoint's eighth fintech investment, with the firm focusing on Europe and Israel-originated tech.

What INXY Actually Does

The platform targets common pain points in business crypto adoption: price volatility, transaction fees, and regulatory complexity. Companies can integrate payment gateways via API or dashboard. Auto-conversion handles price swings, and compliance tools help meet EU rules like MiCA. The company claims processing fees run up to 80 percent lower than traditional methods.

How it works in practice:

• Mass payouts to affiliates, suppliers, and employees with automatic currency conversion
• Real-time transaction monitoring and reporting for accounting and taxes
• Multi-currency processing without requiring businesses to manage wallets or hold extra coins for fees
• Security through multi-signature wallets, cold storage, and regular protocol updates

The round suggests investor confidence in compliant crypto payment rails as the sector matures. With no disclosed valuation, the structure points to a focus on operational scaling rather than quick exits.

INXY competes with other funded players in the payment acceptance space, including Paris and Cairo-based alternatives, though funding levels vary across the sector. The company's pitch—bridging Web2 and Web3 with full compliance—may appeal to traditional businesses still cautious about crypto.

Bottom line: Flashpoint is betting that businesses want stablecoin speed with traditional finance compliance, and INXY's growth numbers suggest they might be right.